Strategic Initiatives

As you well know the banking environment continues to be more and more competitive. The current landscape is tilted in favor of the large banks, leaving the rest of the industry to figure out unique ways to survive. Fortunately today's technology allows community banks to offer the most up to date products and services. Also there remains significant opportunity for community banks to exploit their unique opportunities to create a true strategic advantage. Hamer Bank Consulting can assist you in formulating and implementing these plans to help you to succeed and to build franchise value.

Achieving Excellence in Customer Service

Talk to any community banking executive about what makes their organization unique and they are certain to mention service delivery as a competitive advantage. In fact it has become somewhat of a cliche. Even the big banks have begun to list superior customer service as a differentiator. However there is a huge difference between talking about a customer service culture and actual execution. Through Hamer Bank Consulting's unique approach, we can help you to evaluate your service delivery, improve upon current efforts and, in the process, create a true competitive advantage.

Strategic Planning

A well thought out strategic plan is critical to an organization's future success. A proper plan serves as a roadmap for the entire company and provides focus and direction for moving forward. Hamer Bank Consulting can help you to evaluate your strategic options and to formulate a plan based on available resources and your competitive environment. We can assist in identifying and defining your opportunities and formulating a plan on how best to move forward. We can also help in evaluting current progress and assisting the board in determining whether a course adjustment is warranted.

Core Deposit Strategies

All banks essentially offer the same basic products and services. However how these products are designed and marketed can be a huge differentiator. All too often community banks fall into the trap of following in the footsteps of their competition and are not proactive in developing a strategy to increase wallet share. Hamer Bank Consulting can help you to create a strategy that builds relationships and increases customer loyalty. In turn a well thought out strategy will help in building a solid core deposit base.

Additional Strategic Initiatives

Today's banking environment creates many opportunities and challenges. Hamer Bank Consulting can help you and your board sort through these opportunities to help set the proper foundation for enhancing shareholder value. Whether this might entail selling the bank, buying a bank or branching opportunities, we can help you to gather the relavant information necessary to making an educated decision. We can also assist in helping you to seamlessly assimilate newly purchased banks or branches into your present culture and operations.